Attorneys Marco A. Schiavo and Kenneth J. Simmons, Jr. clarify probate misconceptions, its process, documents needed, and most importantly, how to avoid probate.
Host Attorney Marco Schiavo discusses the home buying pre-approval process with guest speaker John Faria, Senior Mortgage Advisor from Province Mortgage Associates, Inc. They cover, in detail, the three key aspects to qualify for a mortgage which include income, assets and credit. They also discuss the documents needed for this process and the requirements for self-employed home buyers.
Host Attorney Marco A. Schiavo discusses how to invest for both college and retirement with guest speaker, Dan Wilson, of Ameriprise Financial. They cover, in detail, some of the various investment vehicles which target these goals. They also discuss guidelines on how much to keep as an “emergency fund”.
Host Attorney Marco A. Schiavo discusses the importance of preserving a family’s stories, values and legacy with guest speaker Rob Cooper. Rob is the Creative Director of Verissima Productions Incorporated, a video production company that specializes in personal histories.
Attorney Kenneth J. Simmons, Jr. discusses how life insurances can tie into estate planning. He provides an example to show how irrevocable life insurance trusts can be used to minimize estate taxes.
Host Attorney Marco A. Schiavo discusses business insurance with guest speaker, Chris Shepherd, founder and CEO of New Wave Insurance. They cover, in detail, some of the various insurance options available for small and medium size business such as liability insurance, worker’s compensation, cyber insurance, employment practices liability insurance (EPLI), and umbrella policies.
Host Attorney Marco A. Schiavo and guest speaker, Jenna Ciccone, Financial Advisor at New York Life, discuss Qualified Longevity Annuity Contracts (QLACs) as an investment vehicle and an alternative to receiving Required Minimum Distributions (RMDs). They explain what QLACs are, who they are for, how they work and some of the regulations that govern them.